2018 Background Check Statistic Report
Employee Spotlight: Ashley Chitwood
Ashley Chitwood has been a valued member of SELECTiON.COM® since 2016. Here’s a little more about her.
Favorite part of working at SELECTiON.COM®
How everyone here feels like family!
Favorite Hobby
Shopping!
Favorite Quote
“Sometimes things fall apart so that better things can fall together.”
Favorite Food
Pasta!
Favorite Sports Team
Cincinnati Reds!
Fun Fact
I am obsessed with the show Friends!
Employee Spotlight: Miranda Bailey
Miranda Bailey has been a valued member of SELECTiON.COM® since 2017. Here’s a little more about her.
Favorite part of working at SELECTiON.COM®
The friendly office environment.
Favorite Hobby
Hanging out with family.
Favorite Quote
“Just a drop in the ocean.”
Favorite Food
Chips
Fun Fact
My favorite color is turquoise.
Updated Consumer Rights Statement
On September 12, 2018, the Bureau of Consumer Financial Protection issued an interim final rule to update the model Summary of Consumer Rights and model Summary of Consumer Identity Theft Rights provided in Appendices I and K to Regulation V, which implement the Fair Credit Reporting Act.
This is effective September 21, 2018.
The interim final rule is driven by the FCRA’s recent amendment by the Economic Growth, Regulatory Relief, and Consumer Protection Act (S. 2155). The Economic Growth, Regulatory Relief, and Consumer Protection Act mandates that whenever the FCRA requires a consumer to receive either the Summary of Consumer Rights or the Summary of Consumer Identity Theft Rights, a notice regarding the new security freeze right also must be included.
Nationwide consumer reporting agencies must include an initial fraud alert in a consumer’s file a minimum of one year. A fraud alert informs a prospective lender that a consumer may have been a victim of identity theft and requires that the lender take steps to verify the identity of anyone seeking credit in the consumer’s name. Congress set an effective date of Sept. 21, 2018 for the security freeze right, the notice requirement, and the change in duration for initial fraud alerts.
What this means for you
Appropriate language as outlined under the FCRA has been updated in our Summary of Consumer Rights and we are making a consumer version available for distribution to anyone suspecting that they may have been the victim of identity theft.
SELECTiON.COM® has updated versions of these documents available for your use under the “Forms” tab on your Fastrax Select® dashboard.
Please download and update versions of the documents in your permanent files, or according to your specific needs.
Summary of Consumer Rights Statement
A summary of rights to obtain and dispute information in consumer reports and to obtain credit scores.
Summary of Rights For Victims of Identity Theft
A summary of rights for victims of identity theft.
Video- Criminals Hide Their Past
Let’s face it, most criminals aren’t going to just hand over their records. That would make your job a lot easier if they did! Instead they hide their history by working the flaws inherent to the criminal record reporting system.
That’s why you need a background check partner who understands the ways criminals try to work the system. In this video we discuss the top 3 ways criminals try to circumvent the system and how you can prevent it from working.
